Our Philosophy "Customers for Life"

A strong and genuine belief in the "customer for life" principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.

Low rates and fees through knowledge and technology

We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a homeloan.

We help everyone

You've already shown you know what it takes to succeed. Hard work. Sacrifice. And dedication. Which has in turn, allowed you to buy a house - and make it your home. At LOAN USA Mortgage Company, we respect that achievement. And we also understand that there are times when even the most responsible people can use a little help. That's why we're here.

We work hard for our clients

While other lenders may have turned you down for one reason or another, we'll work hard to get you the money you need. Our loans are easier to qualify for, and our rates are competitive. You can be prequalified in 24 hours. And we can close your loan in as little as 10 days. We're a national company with a down-to-earth neighborly attitude. Our sole focus on helping homeowners has made us one of the country's leading lenders. We've originated and serviced billions of dollars in mortgage loans and are approved as a seller/servicer of Fannie Mae and Freddie Mac. We are also a nonsupervised mortgagee of the U.S. Department of Housing and Urban Development.LOAN USA currently maintains over 300 lenders throughout the country.† We maintain a full staff of highly qualified individuals with years of experience in the mortgage lending industry, and we're here to help you!

Respect, Fairness and Honesty

The phrase "Do the Right Thing" is our fundamental philosophy and guiding principle. It's a meaningful phrase at LOAN USA because it sums up our most important corporate values. We try to incorporate it into everything we do and it's especially important when it comes to qualifying a loan. When we do the right thing, we help our customers and the people in our communities. At LOAN USA, we never forget that our customers deserve respect, fairness, and honesty.